For Your Trip
Travel Insurance Benefits
Benefits | Superior | Premier |
---|---|---|
Covid-19 Coverage | Sum Insured Up To (RM) | Sum Insured Up To (RM) |
Medical Expenses (Overseas), Emergency Medical Evacuation & Emergency Medical Repatriation | 600,000 | 800,000 |
Out of Country Covid-19 Diagnosis Quarantine (Up to 14 days) *Reimbursement basis | 4,200 (Up to 300 /day) | 7,000 (Up to 500/day) |
Travel Cancellation & Travel Postponement (Prior to Departure) | 25,000 | 30,000 |
Travel Curtailment | 25,000 | 30,000 |
Base Coverage (Non Covid-19 Related) | Sum Insured Up To (RM) | Sum Insured Up To (RM) |
Trip Cancellation (Pre-departure) | 25,000 | 30,000 |
Medical Expenses | 600,000 | 10,000,000 |
Emergency Medical Evacuation & Emergency Medical Repatriation | Unlimited | Unlimited |
Compassionate Visit | 12,000 | 15,000 |
Child Guard | 12,000 | 15,000 |
Daily Hospital Income (RM250 per day) | 15,000 | 20,000 |
Emergency Telephone Charges and Internet Use | 300 | 500 |
Follow Up Medical Treatment in Malaysia
| 50,000 700 | 50,000 1,000 |
Repatriation of Mortal Remains | Unlimited | Unlimited |
Trip Curtailment | 25,000 | 30,000 |
Trip Interruption | 2,000 | 3,000 |
Travel Missed Connection (RM200 / 6 hours) | 800 | 1,200 |
Travel Delay (RM150 / 6 hours)
| 4,200 450 | 5,100 900 |
Travel Re-Route (RM200 / 6 hours) | 800 | 1200 |
Loss of Personal Baggage Items
| 500 1,500 250 | 500 2,000 250 |
Baggage Delay (RM200 / 6 hours)
| 1,000 200 | 2,000 800 |
Fraudulent use of Credit Card | 2,000 | 3,000 |
Loss of Travel Document | 6,000 | 8,000 |
Loss of Personal Money | 2,000 | 3,000 |
Personal Accident
| 100,000 400,000 | 125,000 500,000 |
Personal Liability | 1,000,000 | 1,000,000 |
Loss of Home Contents | 3,000 | 5,000 |
Car Rental Excess Charges | 3,000 | 5,000 |
Terms & Conditions
- Travel Insurance is provided by AIG Malaysia Insurance Berhad.
- Travel insurance policy can be purchased by Malaysian citizens, Malaysian permanent resident or or a holder of a valid work permit or employment pass (of which your place of employment must be in Malaysia during the policy period), dependent pass, student pass or long-term social visit pass not including travelling visa (that is
issued by the relevant governmental authority in Malaysia) with full rights to enter and return to Malaysia regardless of medical status. - You must be returning to your home (primary residence within Malaysia) at the end of your travel, or be intending to return home on completion of your travel
- Your travel pre-arrangements must be made and paid for in Malaysia prior to your trip and your trip must commence in Malaysia; and
- You need to be a resident in Malaysia.
- AIG Malaysia product disclosure sheet as well a general terms & conditions of the policy applies.
- Not responsible for errors or omissions.